The lesson of Chapter 25 of Matthew is that:
God made everything.
God still owns everything: our gifts are meant to be used on behalf of their Owner, for His purposes.
We hold our gifts in Trust, as Stewards:
Time – we must be personally involved in the work of God, by giving our time
Talent – we must use the talents that have been entrusted to us in ways that will be most pleasing to their Owner
Treasure – we must share the resources that have been entrusted to us, in ways that will please God.
When our time comes, we must return our gifts to the Lord, with increase.